Standard loans

TEXIM BANK offers loans for investment and working capital in BGN and foreign currencies for the requirements of your business with an individual repayment plan and a flexible absorption scheme.


       Working Capital Loans


■ Purpose - to fill in a temporary insufficiency of working capital, acquisition of short-term assets;

■ Types:

- Overdraft;

- Revolving credit line;

- A loan with fixed repayment installments.

■ Term - up to 12 months with a renewal option;

■ Interest rate - negotiable;

■ Collateral - negotiable


       Investment Loans

■ Purpose - acquiring, construction or reconstruction of long-term assets; financing of mergers and acquisitions;

■ Term - depending on the foreseeable cash flows of the project and the general business cycle of the client, with a grace period option;

■ Interest rate - negotiable;

■ Absorption and repayment method - in conformity with the individual requirements of the client;

■ Collateral - negotiable


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