Visa Platinum

The world of privileges awaits you!

 Personal banker

 Interest-free period up to 60 days

 Membership in LoungeKey Associate+ program






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Designed for VIP customers of the Bank.

 Premium credit card with high spending limits and attractive range of benefits and exclusive advantages. 

 Free membership in LoungeKey Associate+ program, which provides preferential conditions access to VIP lounges at over 850 airports worldwide. 

 Free insurance "Travel assistance abroad" with high levels of insurance coverage.

 Discounts at hotels, restaurants all over the world, especially for premium cardholders.

 Discounts in a range of luxury shops, hotels, and restaurants in Bulgaria.

  Additional payment protection on the Internet with 3D Terminal


Special discounts by Bulgaria Air and VISA Platinum

 5% discount from the full ticket price if bought with your card

 5% discount for purchases of goods on board the Merchant

 Additional free luggage on Bulgaria Air flights


Premium exclusive offers for you by MDL

 Any payment with your platinum credit card receive a discount of 10% in some of these outlets. Learn more about exclusive brands here.


Credit card Visa Platinum



Minimum credit limit

BGN 10 000/ EUR 5 000

Interest-free period

up to 60 days on purchases if the whole balance is paid in full and on time

Annual interest rate (variable)

  • 10.00% for cash advances

  • 10.00% for purchases 

The annual interest rate is variable, formed by the Reference Interest Rate of the Bank (RIR) + a fixed premium.


3 years with free renewal of the card upon expiry

Useful Information

Your Rights when making payments in Europe

APR (Annual Percentage Rate) 13.93% for a credit card with assumed credit limit of BGN 15,000 utilized in cash, including annual fee with the repayment period of 3 years. Total amount due – BGN 18 174.28, monthly installment of BGN 484.01

For questions:

Customer service line:   

02/903 55 00

1060 for mobile network subscribers

02/9 10 60 for fixed network subscribers


*Price of call - according to your tariff plan